Career opportunities · Two pages
Full CV
Leadership scope, selected contributions, career experience and credentials for a detailed evaluation.
Resume / October 2026
Product and transformation leadership.
Product and transformation leader with 10+ years across research, banking technology and consumer finance. Connects portfolio economics, data science and cross-functional delivery to turn lending strategy into operational decisions. Leads a senior multidisciplinary team and brings experience building new functions, scaling personalized offers and supporting executive decisions within approved risk appetite.
Current scope
Product Transformation Lead - Lending Products & VAS
Home Credit Vietnam · Apr 2026–present
I lead a four-person team of senior experts and managers across data science, pricing optimization, business performance analytics and product transformation.
My scope connects Lending Products and Value-Added Services (VAS) strategy with priorities, decision systems and cross-functional delivery. I work with business and technical teams to frame choices for executive decisions and evaluate their economics.
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Two ways to get to know my work.
English · A4 · Updated October 12, 2026
Networking · One page
Professional profile
A short introduction to my current role, areas of contribution and career foundations.
Experience
The roles behind the work.
Research production, banking systems, commercial finance and product transformation.
Apr 2026 — Present
Home Credit Vietnam
Product Transformation Lead — Lending Products & VAS
Lead four senior experts and managers across data science, pricing optimization, business performance analytics and product transformation. Own the business roadmap and coordination of lending and VAS transformation.
Jul 2024 — Mar 2026
Home Credit Vietnam
Senior Product Manager — Transformation & Performance Analysis
Led a three-year Cash Loan strategy revision and the launch and expansion of FICO-based offer optimization. Built performance and LTV measurement frameworks.
Jun 2023 — Jul 2024
SHBFinance
Unit Head — Commercial Finance & Data Management
Built Commercial Finance and Data Management capabilities, establishing planning, centralized decision data and contract-level economics for management and Board decisions.
Oct 2020 — Jun 2023
Home Credit Vietnam
Commercial Finance Manager
Joined as the first Commercial Finance member and progressed from Analyst to Manager. Helped establish planning, business partnering and portfolio performance management.
Nov 2018 — Oct 2020
FPT Information System
Business Analyst — Banking Division
Translated banking risk and finance requirements into CAR/ICAAP calculation logic, data architecture and implementation designs, including Oracle and in-house solutions.
Jun 2016 — Nov 2018
VIRAC
Head of Company Research Production
Established Company Research Production, building the team, workflows and quality standards supporting 500+ company reports across 26 industries.
Continuing education
MBA · CFVG
In progress · 2026–present
Education
B.Sc. in International Economics
Foreign Trade University
Finance and technology
Passed CFA Level I and FRM Part I
Oracle University training in financial services, data and performance management.